Tools
Run The Numbers Before You Call
Calculator 01
What downtime actually costs
For a vehicle that earns. Put in what the unit brings in on a working day and how long the repair is expected to hold it, then subtract whatever a substitute vehicle recovers.
Revenue at risk over the repair window
$16,800
Gross exposure is $16,800 before any substitute vehicle. If that number is larger than the repair, scheduling the work into a slow week is worth more than shopping the estimate.
Calculator 02
Claim it or pay it
A rough comparison, not advice. It weighs the deductible plus an assumed premium increase against paying the repair directly. The surcharge estimate uses 15 percent for the number of years you enter, which is a planning figure rather than a quote from any carrier.
Filing likely costs you
$1,756
$1,000 deductible plus roughly $756 in additional premium over 3 years. At $9,000 the repair is larger than that, so filing usually comes out ahead.
Calculator 03
Where the total loss line sits
Carriers declare a total loss when the repair passes a percentage of the vehicle value. That percentage varies by carrier and by policy, so set it to whatever your declarations page or adjuster states rather than trusting the default.
Repair to value ratio
40%
That sits under the 75 percent threshold, so a repair is the likely path. Leave headroom, because supplements discovered after teardown routinely add to the estimate.
These are planning tools, not advice and not an offer. Premium behavior after a claim differs by carrier and by driving record, and total loss thresholds are set in your policy rather than by this shop. Ranges are planning figures. The written estimate is produced after the vehicle is inspected at the shop.
Need a real number to put in the repair box? The posted ranges cover every job the shop performs.
Bring it to the shop from Lake Forest
Collision, paint, fiberglass, roof, slide and systems work, all performed at the Yorba Linda facility. Tell us the vehicle and what happened and we will schedule intake.